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‘Underinsured’ May be the Next Healthcare Crisis
HealthLeaders Media

High-deductible health insurance plans have been touted as a means to expand coverage to millions of people who otherwise could not afford it.

New reports out this month suggest that high-deductible non-group plans are not a silver bullet, however, and that while the premiums may be affordable, the costs of accessing care remains prohibitively high.

A survey released this week by The Commonwealth Fund found that 31 million adults ages 19–64 with health coverage were “underinsured” in 2014, and that oftentimes these underinsured people skimped on care because it was too expensive.

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