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Tackling the next costly, politically fraught health coverage challenge
Modern Healthcare

A team of policy experts has gamed out what they concede is an imperfect set of options for tackling how American’s pay for long-term care, a massively expensive problem that the Affordable Care Act failed to solve. Long-term-care insurance options are limited and expensive, leaving Medicaid as the last resort for those who burn through retirement savings to pay for care.The new research, published by the journal Health Affairs, proposes three hypothetical long-term insurance plans and looks at their potential enrollment and affordability, depending on whether they are made voluntary or mandatory and whether the insurance is subsidized.

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