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State reviews seen as curbing health insurer rate hikes
Modern Healthcare

State rate reviews have an effect on health insurance premiums for individuals and small businesses, as one in five insurer requests last year resulted in either a lower rate increase or no increase at all, says a new report from the Kaiser Family Foundation. As part of the Patient Protection and Affordable Care Act, all insurers requesting premium-rate increases of 10% or more must face a rate review program. Most states already had some form of rate review established before the law, and the federal government will conduct one for those states that don’t.

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