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Some physicians offer service based on monthly retainers
USA Today

Family physician Steven Butdorf of Eugene, Ore., was tired of rushing patients through appointments, tired of insurers denying procedures, and tired of paperwork. “The burden of third-party health insurance reached a point where it just wasn’t fun to do it anymore. It was burdensome to do it,” said Butdorf, 56. “I just decided I was going to pursue a different path.” On Feb. 1, Butdorf opened Exceptional Health Care, which lets patients pay a set monthly fee in return for specific health care services — leaving out insurance companies altogether.