News Headlines Article

Short-term health insurance fills Obamacare gaps but has risks
San Francisco Chronicle

Sales of health insurance policies with limited benefits — plans that represent the very type of coverage and industry practices that the Affordable Care Act was designed to get rid of — appear to be on the rise. These short-term policies, which don’t include such basic benefits as prescription drugs or maternity coverage and can exclude applicants based on their medical history, are experiencing a resurgence among consumers willing to exchange comprehensive care and a potential tax penalty for significantly cheaper premiums than those sold under the rules of the federal health law many refer to as Obamacare.