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Retirement Planner: Some health insurance policies can make you sick with worry
The Mercury News

The sign on the cement truck’s barrel that says “Find a need and fill it” reminds me of a new business arising out of the dysfunctional health insurance/medical services industry. It’s the art of determining what bills are correct and knowing when better deals can be negotiated. Working the system, avoiding overcharges and learning how to shop for the most cost-effective services is something the average layman is simply not equipped to do — especially when they’re sick. Therefore, a cottage industry of consultants or patient advocates is starting to form to meet that need.

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