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Reform may spur more small firms to self-insure: report
Modern Healthcare

Small employers with fewer than 100 workers could see incentives to self-insure under the healthcare reform law, a paper by the Center for Studying Health System Change says. Self-insured employers, which accept the risk of workers’ healthcare costs, are exempt from new rules under health reform for fully insured products, including state review of premium rate increases, community rating for premiums and essential health benefits, according to the report.