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Is rebate for real?
Napa Valley Register

Dear Tom and Alan: I recently received a “rebate” check in the mail on my individual health plan from Blue Shield. Should I cash it? Is it a mistake? I first thought they canceled my policy until I read the letter (which was not too explanatory). Will I receive a rebate every month, year, decade? – Napa Skeptic Tom: Congratulations, Skeptic. This is part of federal health reform also known as The Patient Protection and Affordable Care Act that requires insurers to spend 80 percent of each health care premium dollar you pay on health care claims.