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Providing health insurance can be a challenge for San Joaquin County’s small businesses

Providing employer-sponsored health insurance presents a conundrum for many small businesses. The expense has little to do with contributing directly to the bottom line, but it’s proven to be good for attracting and retaining skilled workers.

A recent survey of employers who use the Covered California for Small Business exchange indicated that prospective employees expect to be offered health insurance. After salary, health insurance is the next consideration employees use to base their decisions on whether they work for one employer over another, the survey showed.

However, for employers offering at or near minimum wage to their workers and struggling with all the hurdles of just keeping the doors open and the lights on, health insurance is barely on the table.