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Out-of-network costs lurk even at in-network hospitals
Los Angeles Times

Lorena Martin’s 18-year-old son, Robert, hurt his ankle playing football one recent Friday evening. He was in pain and unable to walk, and she was concerned that he’d done real damage.

Both her doctor’s office and the nearby urgent care center were closed, so with no other options, she took him to the emergency room.

The hospital was in her health plan’s network — she’d made sure of that. Once there, Martin paid a $50 co-pay and later received a bill for an additional $270, which she expected.