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One Strategy for Health-Law Costs: Self Insure
The Wall Street Journal

As businesses cast about for ways to minimize new costs related to the federal health law, health insurers are stepping up. Among their latest offerings: allowing ever-smaller companies to switch to a riskier form of coverage traditionally favored by big employers.

UnitedHealth Group Inc. UNH +2.26% and Humana Inc. HUM +2.05% will begin offering smaller employers—including firms with as few as 10 members in UnitedHealth’s case—the option of so-called self-insurance in some markets later this year.

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