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Obama Health Reform Allows Insurance Companies to Charge Smokers 50% More than Non-Smokers
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Starting in 2014, the Affordable Care Act (ACA or Obamacare) will prohibit insurance companies from discriminating against people with pre-existing health conditions. Although ACA guarantees access to the chronically unwell, including those who are overweight, or have a condition like diabetes, it will allow insurers to charge up to 50% higher rates to smokers, because smoking is considered an optional behavior, not an illness. As a result, millions of smokers may find that health insurance is just too expensive.