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Medical-loss ratio rules have saved consumers billions, but will it last?
Modern Healthcare

The health reform law’s provision requiring insurers to spend at least 80% of their premium dollars on medical expenses was a major factor in helping consumers save $3.9 billion in premiums last year, according to an analysis released today from the CMS. But whether that will translate into lower premiums for 2014 is up for debate. Consumers saved more than $3.4 billion from lower premiums in 2012, and another half a billion in rebates they received if their carrier did not clear the so-called medical-loss ratio.