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Insurers, hospitals agree in telling CMS to keep ’silver-loading’
Modern Healthcare

The CMS should allow states to continue the practice known as “silver-loading” or risk destabilizing the Affordable Care Act’s insurance exchanges, according to comments from insurers, state regulators, hospitals and patient groups.

The ending of silver-loading, which occurs when an insurer raises premiums on a silver-level exchange plan to make up for the 2017 loss of cost-sharing reduction payments, would cause major problems for the viability of the exchanges, they argue in comment letters.