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How Much More Will Smokers Pay for Obamacare?

Lighting up may cost you under the Affordable Care Act. The health-care law bars insurers from charging people higher premiums for costly health conditions, so diabetics or cancer patients pay the same rate as healthy people the same age. But there’s an exception for the 19 percent of American adults who smoke: Insurance companies can charge them premiums as much as 50 percent higher than nonsmokers will pay. Not all insurers will squeeze smokers. Some states, including California, New York, New Jersey, and Massachusetts, ban the practice.