News Headlines Article

Healthcare reform drives interest in captive insurers
Modern Healthcare

The Patient Protection and Affordable Care Act has increased middle-market employers’ interest in captives to fund medical stop-loss for their self-funded health benefit plans, captive experts say. Similar to captive property/ casualty programs, medical stop-loss captives allow self-funded employers to pool part of their excess medical claims costs with other like-minded companies and then purchase commercial stop-loss coverage at higher attachment points.