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Health insurance premiums up only 4% – unless your business is really small
Sacramento Business Journal

Premiums for employer-sponsored health insurance rose an average of 4 percent this year, according to the Kaiser Family Foundation/Health Research & Educational Trust.

For employers as a whole, that continues a 10-year trend of modest increases in premiums, compared with the 11 percent annual increases, on average, they saw between 1999 and 2005.

The news wasn’t so good for businesses with fewer than 25 employees, however. Their premiums for single coverage went up nearly 11 percent in 2015 to $6,246, and their premiums for family coverage went up nearly 10 percent to $15,663.

For all employers, the average annual premium for single coverage this year is $6,251, with workers paying $1,071 of it. The average family premium is $17,545, with workers paying $4,955 of it.

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