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Health care consumers can challenge an insurer’s denial
Sacramento Bee

You’ve got cancer and your insurer says your chosen treatment is too experimental. Or your toddler has been diagnosed as autistic, but your insurance company says his behavioral therapy is medically unnecessary.

If an insurer denies a medical treatment or claim, you’re entitled to an independent review of that decision.

Thousands of Californians have taken advantage of those Independent Medical Reviews, or IMRs, in the last decade.

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