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Even Under Parity Rules, Plans May Charge Higher Specialty Copays For Counseling
Kaiser Health News

This week I addressed reader questions about insurance coverage for mental health counseling and infertility, as well as what would happen if a state expanded its Medicaid program midyear.

Q. My son requires regular counseling from a psychologist to treat his attention-deficit/hyperactivity disorder. These are treated as medical specialty visits rather than general medical appointments in terms of copay requirements. Why does this coverage difference exist and is it consistent with the federal requirement that there be parity between medical and behavioral health coverage?