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Employers seeing benefits of high-deductible plans
Modern Healthcare

High-deductible health plans have aided employers in containing healthcare costs without immediately leading to more expensive healthcare needs for patients, new research suggests.

After three years of offering high-deductible plans, employees at several large U.S. companies did not record increased levels of care in the emergency department or hospital, according to a new working paper from the National Bureau of Economic Research, a not-for-profit, nonpartisan research organization. The study contained several limitations, however, and won’t end debate about who benefits more from such plans—consumers or the employers offering them.