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Consumer-directed plans see drop in primary care
Modern Physician

Visits to the doctor and pharmacy dropped among workers whose employer switched their health insurance to a high-deductible plan with a health savings account, a newly released Health Affairs study found.

The results supported concerns raised by previous studies, including a 2011 study by the RAND Corp., that members of consumer-directed plans reduce their use of both medically appropriate and inappropriate services because of the prospect of increased out-of-pocket costs.