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The beauty of our capitalist health insurance system
Santa Rosa Press Democrat

A few weeks ago, a notice came in the mail from my health insurance carrier. The first line, in large, bold letters, informed, “Rates are going up but you do have choices.”

Be still, my heart.

I’ve had group health insurance through my employers for most of my adult life. But last year, when I decided to become self-employed, I dove into the “individual” insurance market. After surviving the initial sticker shock without needing hospitaliz

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