General Information

Pre-Existing Condition Insurance Plan Expands in California

The state’s Pre-Existing Condition Insurance Plan (PCIP) has received an additional $118 million in federal funding to expand coverage and keep up with the costs of claims. Without the added funds, PCIP would have been capped at 6,800 enrollees through December 2013.  The new funding will help provide coverage to individuals with pre-existing conditions until 2014 when the Affordable Care Act mandates that private insurers accept all applicants regardless of pre-existing conditions. To qualify for PCIP coverage, individuals must be U.S. citizens or documented residents, have been without  medical coverage for the previous six months and have a medical condition that could warrant denial of coverage. PCIP announced that monthly costs have risen more than threefold since initial estimate. Contact: Anne McLeod, (916) 552-7536, amcleod@calhospital.org.

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