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‘Substantial’ costs expected with exchanges
Modern Healthcare

Most enrollees in the state insurance marketplaces that the healthcare reform law establishes in 2014 will likely have to pay “substantial” upfront costs for their coverage, according to estimates by three actuarial and benefits consultancies released Thursday. Although many of the details of the marketplaces—envisioned as similar to existing online travel comparison sites and called exchanges—remain unsettled, the Kaiser Family Foundation commissioned three consultancies to estimate costs that beneficiaries will likely face, based on the law’s mandates and prices in the current insurance market.

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