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Self-employed workers can reduce health insurance costs
USA Today

There are lots of advantages to working for yourself. You don’t have to endure soul-scorching commutes or mindless meetings. And if the weather is unseasonably warm, you can take the day off. There are drawbacks, too. You don’t get paid vacation or sick leave. Days are often long and lonely. And you probably pay a lot more for health insurance than your salaried brethren.