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The reasons why your health care insurance keeps costing more
Inside Bay Area

Individual policyholders were livid last year when Anthem Blue Cross California proposed a 39 percent rate increase on health care premiums. State regulators eventually trimmed the figure to 14 percent, but inasmuch as that was nearly 10 times the rate of inflation, few customers were in a mood to celebrate. The villain was different, but the reaction familiar, last month when Blue Shield proposed a 59 percent hike. That increase awaits review by state Insurance Commissioner Dave Jones, but customers have little reason to expect a happy ending. They may as well get angry now.

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