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Medicare penalizies people who don’t enroll when they become eligible
Washington Post

Throughout Robert Joseph’s career, the Alvin, Tex., electrician always understood his health insurance policies. “I’ve never had a problem,” Joseph says, “until I tried to sign up for Medicare.”

The chief reason: Joseph didn’t sign up when he turned 65. He was still working, receiving health insurance from his employer. And when his company went bankrupt at the end of 2009 — Joseph was then 67 — he received 18 months of severance pay.