News Headlines Article

Medical-loss ratio as medical gain?
Chico News and Review

Health-care reform continues to chug along on pace, amid legal challenges and political wrangling. By now many Americans have become familiar with the acronyms EHR and EMR—electronic health records and electronic medical records, aka computerized charts. Bubbling to the forefront nowadays is another abbreviation: MLR. MLR stands for medical loss ratio. It’s a provision of the Patient Protection and Affordable Care Act (PPACA) that limits the portion of insurance premiums that insurers can spend on costs not directly related to the delivery of medical treatment.

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