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Long-term care plan dies, but problem survives
USA Today

If you make it to age 65, you have about a two-in-three chance of someday needing help with some of the tasks of daily living, perhaps from a home health care worker, a nursing home or an assisted-living facility. Costs can be staggering. Nursing homes charge an average of $75,000 a year; half of all retirees have less than $61,000 in savings. If you can’t pay out of pocket, you could impose on relatives or bankrupt yourself to qualify for Medicaid, financed by state and federal taxpayers.

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