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Insurers Pair Long-Term Care With Life to Entice Older Buyers
San Francisco Chronicle

Pearl Neier, 85, said she decided against long-term-care insurance after hearing about the policies from AARP, the Washington-based group that lobbies for older Americans.

“It was much too high for me,” said Neier, sitting in the sunny dining room of the VillageCare retirement home on West 46th Street, which overlooks the Hell’s Kitchen neighborhood of New York. Neier said her room and board is covered by Medicaid and Social Security.

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