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High deductibles curb spending for all: study
Modern Healthcare

People with low incomes or chronic health problems who have high-deductible health plans are not at greater risk of curtailing necessary medical treatments than healthier or higher income people also enrolled in such plans, according to a study. The study, conducted by the not-for-profit research group RAND and consulting firm Towers Watson, analyzed healthcare claims data from 59 large employers, examining first-year experiences with high-deductible plans of more than 360,000 families nationwide between 2003 and 2007.