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A consumer’s guide to health care overhaul, 6 months in
Modesto Bee

By Sept. 23, the six-month anniversary of the enactment of the health care overhaul, many of the law’s provisions will be in effect. Most consumers, however, won’t see any changes until after Jan. 1, when their new health plan year begins. Meanwhile, employees will be getting ready for fall’s “open enrollment” period, when they pick their health coverage for the following year. In addition, people who buy their own health insurance will be researching their options. Medicare beneficiaries will be able to change their coverage later this year if they want.