Covered California is seeking stakeholder feedback on its efforts
to promote accountability and support delivery system
improvements. In a recently released request
for information, Covered California solicits questions and
suggestions in four key areas.
submitted comments on Covered California’s draft Options
to Improve Affordability in California’s Health Insurance
Market. In the letter, CHA reiterates its readiness to
partner with Covered California and the Legislature to build upon
the Affordable Care Act by implementing premium and cost-sharing
subsidies, an individual mandate and penalty, and reinsurance.
study by researchers at University of California,
Berkeley and University of California, Los Angeles projects
up to 4.4 million Californians could be uninsured in 2023 because
of the federal law removing the Affordable care Act’s (ACA)
individual mandate penalty beginning in 2019.
Following the release of its 2019
rate book, Covered California has released
snapshots of plan offerings and sample rates, by county, for
2019. The snapshots are intended to help consumers better
understand their enrollment options. They show premium
rates for 25-year-old and 40-year-old single individuals and
identify the lowest priced plan for each metal tier, as well
as the second lowest priced silver plan. Consumers may also use
Covered California’s “Shop
and Compare” tool to see specific premium rates.
Last week, Covered California released the
2019 health plan choices and rates for small businesses and
their employees. On average, premiums in 2019 will increase 4.6
percent over 2018, the smallest year-over-year increase since the
marketplace’s inception in 2014. Plan offerings for 2019 include
two preferred provider organization plans from Blue Shield of
California and Health Net; two health maintenance organization
plans (Kaiser Permanente and Blue Shield); Chinese Community
Health Plan in San Francisco; and Sharp Health Plan in San Diego.
Health Net will launch new offerings in the final quarter of
Currently, more than 47,000 individuals have insurance through
Covered California for Small Business. Since last year,
membership has grown 33 percent — by approximately 12,000
individuals. As a result of this growth, it is one of the largest
small business health options programs in the nation.
CHA has developed a web page to help
hospitals and their staff understand California’s health
insurance marketplace. Resources include publications and other
educational tools for hospitals, such as a summary of Covered
California’s 2018 individual health insurance plans, fact sheets
on Covered California and Medi-Cal expansion, and enrollment
strategies for assisting patients who wish to obtain
coverage in the Covered California marketplace. The page also
provides links to regulations that govern the state-based
exchange, as well as previously recorded CHA webinars that
address delivery system reform, assisting individuals in
obtaining coverage, employer benefits under the Affordable Care
Act and the California Health Benefit Exchange.