CHA News Article

Survey Examines Trends in Employer-Sponsored Health Care Coverage

The Kaiser Family Foundation has released its annual survey of employers, providing a detailed look at 2017 trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions and employer practices. According to the report, employer-sponsored insurance covers approximately 151 million people – over half of the non-elderly population. In 2017, the average single premium increased 4 percent, while the average family premium increased 3 percent. Wages and inflation increased 2.3 percent and 2.2 percent over the last year, respectively. Preferred provider organizations continue to be the most common plan type, enrolling 48 percent of covered employees. Additionally, 81 percent of covered workers have a general annual deductible for single coverage that must be met before the plan will pay for most services. Availability of employer-sponsored coverage remains consistent with last year, with 53 percent of employers offering health benefits.