CHA News Article

Report Highlights Health Insurance Coverage and the ACA
Reveals 16.4 million uninsured individuals have gained health insurance coverage under ACA

A new report released by the U.S. Department of Health and Human Services finds that since several coverage provisions of the Affordable Care Act have taken effect, about 16.4 million uninsured individuals have gained health insurance coverage. That number includes 14.1 million adults who have gained health insurance coverage since the beginning of open enrollment in October 2013. It also includes 2.3 million young adults (aged 19-25) who gained health insurance coverage between 2010 and the start of open enrollment in October 2013, due to the ACA provision allowing young adults to remain on a parent’s plan until age 26. Between October 2013 and March 4, 2015, the uninsured rate dropped from 20.3 percent to 13.2 percent – a 35 percent overall reduction.

Additional report findings include:

  • Health insurance coverage gains were especially strong in Medicaid expansion states and were concentrated among low and middle income population groups in all states.
  • There was little or no change in coverage among people with incomes above 400 percent of the federal poverty level, with more than 98 percent continuing to have insurance coverage in both expansion and non-expansion states.
  • The uninsured rate has declined across all race/ethnicity categories since the baseline period. There was a greater decline among African Americans and Latinos than among whites.
  • The uninsured rate has declined for both males and females since the baseline period, with a greater decline among females.

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