CHA News Article

HHS Releases Federal Mental Health Parity Final Rule

The U.S. Department of Health and Human Services (HHS) has released the attached final rule implementing mental health parity as required by the federal Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). The MHPAEA requires large group health plans and health insurance issuers to ensure that financial requirements (e.g., co-pays, deductibles) and treatment limitations (e.g., visit limits) applicable to mental health or substance use disorder benefits are no more restrictive than the predominant requirements or limitations applied to substantially all medical/surgical benefits.

The final rule applies to group health plans and health insurance issuers for plan years (or, in the individual market, policy years) beginning on or after July 1, 2014. Until the final rules become applicable, plans and issuers must continue to comply with the mental health parity provisions of the interim final regulations released in 2010. CHA is analyzing the final rule and will provide members with a summary in the coming weeks. A fact sheet regarding the policy is available on the Center for Medicare & Medicaid Services website.